Tracey has spent 26 years in financial services, moving into an advising role in 2003 and never looking back. Honest about it herself: she wouldn’t know what to do if she wasn’t in financial planning. It’s where she’s meant to be.

At Lumos, Tracey works with clients from all walks of life, across every stage: whether they’re building wealth, protecting their family, planning for retirement or simply wanting to feel more in control of their finances. What she values most is the people. Every client has a different story, and she’s genuinely invested in being part of it.